Helpful Links
Credit Scores
How does a short sale effect a person’s credit score v. foreclosure?
Community Services
Northwest Justice Project: How to apply for free legal aid
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HUD-Approved Housing Counseling Agencies
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WA State Foreclosure Prevention Resource Guide
Lender/Servicer
Making Home Affordable
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How to tell if a home loan is in Fannie/Freddie’s portfolio
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Other lender/servicers voluntarily participating in the HAMP/HAFA program
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HAFA: Home Affordable Foreclosure Alternative
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HAMP Net Present Value (NPV) Calculator for people who have been denied a loan mod
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FHFA (Federal Housing agency)
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Law/Legal Issues
IRS: Mortgage Forgiveness Debt Relief Act
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Washington State Bar Association
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WA State Foreclosure Fairness Act
National Foreclosure Settlement
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Freddie Mac article on Short Sale Fraud
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Check to see if a third party short sale negotiator holds a WA State loan originator license
